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What Is Credit Card Fraud?

Credit card fraud happens when someone gains unauthorized access to your credit card information and uses it for purchases or withdrawals. The consequences can include unauthorized charges, damaged credit scores, and prolonged disputes with banks and merchants.

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Types of Credit Card Fraud
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Card-Not-Present (CNP) Fraud

Fraudsters use stolen credit card information to make online, phone, or mail purchases. The physical card is not required, making it harder to detect.

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Lost or Stolen Card Fraud

Criminals physically steal or find a credit card and use it for unauthorized transactions. Immediate reporting to the card issuer is crucial to prevent losses.

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Counterfeit Card Fraud

Scammers clone a credit card using information obtained from skimming devices. Skimming involves stealing card details through devices installed on ATMs or point-of-sale systems.

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Account Takeover Fraud

Fraudsters gain access to an existing account by hacking or social engineering. Once in control, they change the account's contact information and make unauthorized transactions.

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Application Fraud

Criminals use stolen personal information to apply for a new credit card in the victim's name. Victims might only discover the fraud when they see their credit report or receive debt collection calls.

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Card Testing Fraud

Fraudsters test a card's validity with small transactions before making larger purchases. Usually involves automated "carding" software.

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Mail Non-Receipt Fraud

New or replacement cards are intercepted in the mail before reaching the legitimate cardholder.

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Fraudulent Chargebacks

Cardholders falsely claim unauthorized transactions to get a refund while keeping the merchandise.

Learn how to prevent credit card fraud and protect your finances with guidance from '.env('APP_NAME').'

How Credit Card Fraud are Exist

Credit Card Fraud Protection & Tips Exist - Credit card fraud occurs when scammers gain access to card information through methods like data breaches, skimming devices, phishing attacks, or malware.

Once they have the information, they can make online purchases, withdraw cash, or even create counterfeit cards.

Credit card fraud is a widespread issue, with scammers stealing card details to make unauthorized purchases or withdrawals. This type of fraud can drain accounts, harm credit scores, and cause significant stress for victims.

Recover Your Funds with

If you’ve been a victim of credit card fraud, is here to help. Our team works to track down fraudulent transactions, identify the source of the breach, and assist with recovery efforts.

We liaise with financial institutions to improve your chances of recovering lost funds and securing your accounts against future fraud.

Time is critical in credit card fraud cases. Contact today to begin the recovery process and regain control of your finances with expert guidance.